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Jewelry & Watch Appraisals

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Information on Selling

Our Buying process is right for you if you are looking to sell your items to Springer's or trade them in for something new. If this sounds right for you, click Learn More below.

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Information on Appraisals

Our Appraisals process is right for you if you are looking for documentation on the current value of your jewelry for insurance or estate planning. If this sounds right for you, you are in the right place. Keep reading to learn more.

Appraisals

Springer's Jewelers is pleased to offer the professional services of insurance and estate appraisals to our customers; both on jewelry purchased at Springer's, and jewelry acquired elsewhere. There are two types of appraisals, and you can find which is best for you by reading the information below or getting in touch with us at any of our stores.

Different Types of Appraisal Services

Insurance Appraisals

The Insurance Replacement Cost Appraisal provides a typical retail replacement cost for the item being appraised, for the purpose of obtaining insurance against loss. An Insurance Replacement Cost Appraisal takes into consideration the typical venue used for the replacement of such jewelry. Our venue is that of a fine jewelry store in the northeastern United States. An Insurance Replacement Cost Appraisal on a "custom" or "designer" piece of jewelry would take into consideration who created the piece along with any labor or "artistic" premiums that the designer would attach to the item.

What You'll Receive With An Insurance Replacement Cost Appraisal:

The customer will receive two hard copies of the Insurance Replacement Cost Document, which contains detailed individual descriptions and value of items, along with photographs. This document includes a cover page letter, several pages of general insurance appraisal information and disclaimers, the descriptive narrative of the item(s) along with photographs and values, a total value of all the items being appraised, and a biography page containing the appraiser's qualifications. In addition, copies of GIA and AGS Reports may be attached, and for an additional fee in the case of loose diamonds, a Sarin Report may be attached. The Insurance Replacement Cost Document will run to a minimum of 8 pages, and will often be 10 pages or more. In addition, if the customer wishes, Springer's Jewelers can email a digitally signed PDF copy of the appraisal to the customer and their insurance company.

Estate Appraisals

An Estate Appraisal provides a value used in the probate settlement of taxes paid upon an item of jewelry, typically upon the death of an owner. Estate Appraisals are based on "fair market value". Defined as an amount agreed upon between a willing buyer and seller, neither being under any compulsion to buy or sell . It avoids the wholesale/middlemen/retailer markup structure that determines a typical retail replacement value. This appraisal is almost always considerably less than an Insurance Replacement Cost. Although there are no absolutes, an estate value will often run between 17-30% of a retail replacement cost.

What You'll Receive With An Estate Appraisal:

The customer will receive two hard copies of the Estate Appraisal Document, which contains detailed individual descriptions and value of items, along with photographs. This document includes a cover page letter, several pages of general appraisal information and disclaimers, the descriptive narrative of the item(s) along with photographs and values, a total value of all the items being appraised, and a biography page containing the appraiser's qualifications. In addition, copies of GIA and AGS Reports may be attached, and for an additional fee in the case of loose diamonds, a Sarin Report may be attached. The Estate Appraisal Document will run to a minimum of 8 pages, and will often be 10 pages or more. In addition, if the customer wishes, Springer's Jewelers can email a digitally signed PDF copy of the appraisal to the customer and their insurance company.

Appraisal Consultations

Not sure what you need? As always, we're here to help! An appraisal consultation is perfect if you do not know if items have enough value to insure or identify as an item that should be part of a probate settlement of taxes paid upon an item of jewelry, typically upon the death of an owner. This service is not for you if you are interested in what you could sell your item for. For that, please see our Buying page.

Appraisal Fees
  • Diamonds up to 1.00ct: $175
  • Diamonds from 1.01cts to 2.00cts: $225
  • Diamonds from 2.01cts to 3.00cts: $330
  • Diamonds from 3.01cts to 4.00cts: $435
  • Diamonds from 4.01cts to 5.00cts: $540
  • Additional items: Starting at $110
  • Appraisal Consultation: $100
  • Cost Documentation or Appraisal Update (must be done within 10 years): Half Price
Appraisal Consultation Fee

If you have items of which you are unsure if the items have enough value for insurance or Probate settlement of taxes, a consultation fee of $75 will be charged if no items are left for appraisal after review with the appraiser.

Book Your Appointment To Come In

No amount of information can compare to sitting down with Springer’s trained professionals who can evaluate your cherished possessions with patience, understanding, and expertise. For a one-of-a-kind service experience, schedule a personal appointment to join us in any of our three retail locations.

Use coupon code WELCOME10 for 10% off your first order.

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