Finance Your Purchase
Springer's Jewelers is proud to offer a variety of financing options for all your engagement ring, fine jewelry, and timepiece purchases. From a no-obligation six-month layaway program to a 12-month financing plan, Springer's Jewelers is sure to have a payment plan to suit your needs.
Compare Our Financing Plans
No Interest if Paid in Full within 6 Months
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period*
Minimum purchase of $250
No Interest if Paid in Full within 12 Months
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period**
Minimum purchase only $500
9.99% APR with 60 Equal Monthly Payments***
No minimum purchase amount
Layaway
Financing not for you? In addition to our financing plans, Springer's is pleased to offer our customers a six-month layaway program. With just 20% down, you can make payments toward any merchandise over 6 months.****
Book Your Appointment To Come In
No amount of information can compare to sitting down with a member of our incredible team, who can help guide you in deciding what plan may be best for you. For a one-of-a-kind shopping experience, schedule a personal appointment to join us in any of our three retail locations.
Portland, ME
Portsmouth, NH
* The American Gem Society credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $250 or more charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 03/01/2024 and is subject to change. For current information, call us at 1-800-431-5921.
** The American Gem Society credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $500 or more charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 03/01/2024 and is subject to change. For current information, call us at 1-800-431-5921.
*** The American Gem Society credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases charged with approved credit. The special terms APR of 9.99% will apply to the qualifying purchase, and 60 monthly payments equal to 2.1378% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date; no other balances are currently carried or will be carried on the account; and no additional charges are or will be added to the account. Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will continue to apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 3/01/2024 and is subject to change. For current information, call us at 1-800-431-5921.
**** Any layaways cancelled after 60 days are subject to a 20% re-stocking fee.