The proposal marks a turning point—a heartfelt leap toward forever. The ring becomes its symbol, a lasting reminder of the commitment you’ve made. But how do you afford a ring that rises to meet that moment?
At Springer’s Jewelers, we believe that everyone deserves a ring that reflects their unique story—without sacrificing quality, craftsmanship, or style. Whether you’re just starting your search or narrowing down your options, this guide will walk you through smart and personalized ways to afford your dream engagement ring, with tips that are both practical and inspiring.
Start With a Vision, Not a Number
The first step is to define what your “dream ring” looks like. This doesn’t mean choosing the most expensive piece—it means discovering a ring that holds deep meaning and complements your partner’s lifestyle and taste.
Ask yourself:
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What style resonates most? Solitaire, halo, three-stone?
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Do you envision a classic diamond or a vintage-inspired design from our estate jewelry collection?
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Would you like to explore custom options or browse from our curated collection of engagement rings?
By understanding the elements you love most, our team at Springer’s Jewelers can guide you toward a ring that meets your vision—and your budget.
Set a Comfortable Budget
Once you’ve gathered ideas, it’s time to determine what you’re comfortable spending. While traditional advice suggests spending two to three months’ salary, the reality is more personal.
A few budget-setting tips:
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Prioritize what matters most: the center stone, the setting, or the metal?
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Consider financing options (more on that shortly).
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Remember that upgrades are always possible in the future.
Our team is here to help you explore all options—without pressure—so you can make a choice that feels right for you.
Explore Financing Options
One of the most practical and empowering ways to afford your dream engagement ring is through flexible financing. At Springer’s Jewelers, we offer financing solutions designed to fit your lifestyle, allowing you to select the ring you truly love and pay over time.
Benefits of financing include:
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Affordable monthly payments
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Immediate access to your ring of choice
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The ability to choose a higher quality or larger diamond without compromising your financial comfort
Schedule an appointment with one of our jewelry consultants to discuss available financing plans and how they can work for your timeline.
Consider Lab-Grown Diamonds or Estate Jewelry
Two of the most rewarding ways to balance beauty and value are:
Lab-Grown Diamonds
These diamonds offer the same brilliance, clarity, and structure as natural diamonds, often at a more accessible price point—allowing you to explore larger carat sizes or higher quality cuts within your preferred budget.
Estate Jewelry
Our estate jewelry collection features timeless, one-of-a-kind engagement rings with vintage character and exceptional craftsmanship. These pieces offer a unique story and often combine classic beauty with incredible value.
Discover our estate jewelry offerings in-store or online to explore elegant alternatives that stand apart.
Customize Your Ring in Stages
Another creative way to afford your dream ring is to customize it over time:
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Start with a beautiful, classic solitaire setting
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Choose a center stone that fits your current budget
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Add enhancements later, such as a halo or upgraded band, for future anniversaries
At Springer’s Jewelers, we offer custom jewelry services that make it easy to evolve your ring as your life and love continue to grow.
Take Advantage of Expert Guidance
With over 150 years of fine jewelry expertise, Springer’s Jewelers has helped generations of couples find or create engagement rings that reflect their love and lifestyle.
Here’s how we support you through every step:
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Personalized appointments in a warm, welcoming environment
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Thoughtful recommendations tailored to your goals
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A wide selection of engagement rings, loose diamonds, and fine settings in all price ranges
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Trusted guidance on metal types, diamond shapes, and ring care
Whether you’re shopping at our Portland, Bath, or Peabody location, you’ll receive the same dedication and expertise we’ve been known for since 1870.
Contact your nearest Springer's store
Questions Clients Often Ask
How Much Should I Spend on an Engagement Ring?
There’s no one-size-fits-all answer. We recommend focusing on what feels meaningful and sustainable for you. Let our team show you options that bring beauty and value together.
Can I Upgrade the Ring Later?
Yes. Many of our clients return for future upgrades—whether adding side stones, upgrading the center diamond, or redesigning the band.
Are Custom Rings More Expensive?
Not necessarily. Custom rings at Springer’s Jewelers are priced according to materials and labor, and often match or even beat the cost of pre-set designer rings. The added benefit? It’s truly one of a kind.
Visit Springer's Jewelers to Begin Your Engagement Ring Journey
When you're ready to find the perfect ring—or simply want to explore your options—Springer’s Jewelers is here to make the experience memorable, informative, and joyful. We take pride in offering exceptional customer service, a rich legacy of trust, and a curated selection of fine jewelry that reflects life’s most meaningful moments.
Final Thoughts: Your Dream Ring, Within Reach
Affording your dream engagement ring is about more than numbers—it’s about working with a trusted jeweler who understands your vision, respects your budget, and offers solutions that feel right. Whether you're drawn to classic elegance, vintage charm, or modern design, there’s a way to bring your dream ring to life.
Discover our selection, schedule an appointment, or simply stop by—we’d be honored to help you celebrate your love with a ring that reflects who you are, and where you're going.
